DSS's Debt Reduction Program, also know as Debt Negotiation or Debt Settlement, is an aggressive approach to becoming debt free. It is appropriate for debtors with a serious amount of debt, or for those who are considering credit counseling or bankruptcy. The program’s goal is to find the optimal solution for eliminating your debts, help you deal with your creditors, and get you on the road to financial freedom.
Our typical settlements are able to reduce debts by approximately 50%.. For example, an account with a $10,000 balance may be able to be negotiated down to $5,000, or lower. Sound too good to be true? Call us to find out if you can qualify, and exactly what your savings estimate is.*
Even better than simply saving money is that once the settlement payment is made, your accounts will be satisfied - meaning you no longer have any of your original debt outstanding. If being debt free in as little as 2-3 years for as little as half of what you owe sounds good, give one of our debt consultants a call to discuss your specific situation.*
Debt Reduction Steps
The Debt Reduction Program is very effective. Here is a step-by-step overview:
Step 1: Call or fill out our quick from for a free consultation. We will assess your financial situation and determine your potential for debt reduction.
Step 2: We will work with you to determine the appropriate monthly dollar amount that you plan to save towards a negotiated settlement. This amount is typically significantly less than your current minimum payments, and goes toward paying off your debt (not simply paying credit card interest charges). These funds will be saved every month in a new account that you set up and control.
Step 3: After funds have accrued to make reasonable offers, we begin negotiating with your creditors individually. Typically, we attempt to reduce debts by at least 50% of your current balances. We stay in contact with you to keep you apprised of your situation. Please note, it may take several months of savings before we are in a position to make settlement offers.
Step 4: Once a settlement is negotiated with a creditor, you will be notified via a "Good News" notification from us.
Step 5: After the account is paid, we request that your creditors report to the credit rating bureaus that your accounts are "settled in full," "settled," "paid," or "settled for less than the full amount." Either way, you no longer owe on this account and the balance is zero. Congratulations, you are now free of that debt!**
After the Program: If you are interested in credit repair, purchasing a home, purchasing an automobile, or related financial services products - we can help you find a company to apply for access to other products. Or, if you simply want to talk about a financial services decision, we will always help you think about your best strategy for staying debt free and building personal wealth.
* Actual results will vary based on individual situations and negotiations. Success in our program is highly dependent on your ability to save a specified amount consistently each month. Debt Settlement Services may be unable to get you debt free within 36 months. Debt Settlement Services makes no representation or guarantee that we will be able to lower your debts by a certain percentage.
**Please note, Debt Settlement Services is not a credit repair organization.
Our typical settlements are able to reduce debts by approximately 50%.. For example, an account with a $10,000 balance may be able to be negotiated down to $5,000, or lower. Sound too good to be true? Call us to find out if you can qualify, and exactly what your savings estimate is.*
Even better than simply saving money is that once the settlement payment is made, your accounts will be satisfied - meaning you no longer have any of your original debt outstanding. If being debt free in as little as 2-3 years for as little as half of what you owe sounds good, give one of our debt consultants a call to discuss your specific situation.*
Debt Reduction Steps
The Debt Reduction Program is very effective. Here is a step-by-step overview:
Step 1: Call or fill out our quick from for a free consultation. We will assess your financial situation and determine your potential for debt reduction.
Step 2: We will work with you to determine the appropriate monthly dollar amount that you plan to save towards a negotiated settlement. This amount is typically significantly less than your current minimum payments, and goes toward paying off your debt (not simply paying credit card interest charges). These funds will be saved every month in a new account that you set up and control.
Step 3: After funds have accrued to make reasonable offers, we begin negotiating with your creditors individually. Typically, we attempt to reduce debts by at least 50% of your current balances. We stay in contact with you to keep you apprised of your situation. Please note, it may take several months of savings before we are in a position to make settlement offers.
Step 4: Once a settlement is negotiated with a creditor, you will be notified via a "Good News" notification from us.
Step 5: After the account is paid, we request that your creditors report to the credit rating bureaus that your accounts are "settled in full," "settled," "paid," or "settled for less than the full amount." Either way, you no longer owe on this account and the balance is zero. Congratulations, you are now free of that debt!**
After the Program: If you are interested in credit repair, purchasing a home, purchasing an automobile, or related financial services products - we can help you find a company to apply for access to other products. Or, if you simply want to talk about a financial services decision, we will always help you think about your best strategy for staying debt free and building personal wealth.
* Actual results will vary based on individual situations and negotiations. Success in our program is highly dependent on your ability to save a specified amount consistently each month. Debt Settlement Services may be unable to get you debt free within 36 months. Debt Settlement Services makes no representation or guarantee that we will be able to lower your debts by a certain percentage.
**Please note, Debt Settlement Services is not a credit repair organization.
