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*min $10,000 to qualify
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Our team has come together with one vision: to help people across America attain financial freedom and start saving for their futures.

Debt and financial difficulties are leading causes of personal anxiety, depression, and stress. Our goals at Debt Settlement Services are: to alleviate the pressures of financial strain, to get our clients back on solid financial footing, and to help our clients obtain personal happiness. We offer one-stop-shop services to get you out of debt and on your way to permanent financial freedom. Whether you are trying to reduce your debts, cut your monthly obligation, avoid bankruptcy, reduce creditor harassment, prepare for home ownership, or simply to regain financial freedom we are there to help.

Recognizing the overwhelming burden that personal debt had placed on Americans, and the extremely high rates and fees consumers were struggling with, we decided to create a truly unique company to help consumers in debt. Instead of simply lowering interest rates (like credit counseling), or shifting unsecured debt to secured debt (like credit consolidation), Debt Settlement Services is a pioneer with an innovative process for actually cutting the total amount of unsecured debt that consumers owe. We succeed by using our expertise to negotiate down consumers’ debt balances – typically by more than 50% from outstanding levels*. However, not everyone qualifies for our "Debt Reduction Program". We stringently qualify and underwrite our customers, and only accept consumers that meet our guidelines.

Our friendly and experienced representatives will work with each consumer, first to assess your eligibility for the "Debt Reduction Program," then to set up affordable monthly savings obligations that fit within your budget, and ultimately get you out of debt in as little as 2-3 years*. We think this is the fastest and best way to get debt free; and without declaring bankruptcy.

* Actual results will vary based on individual situations and negotiations. Success in our program is highly dependent on your ability to save a specified amount consistently each month. Debt Settlement Services may be unable to get you debt free within 36 months. Debt Settlement Services makes no representation or guarantee that we will be able to lower your debts by a certain percentage.